New financing option
Smarter car financing,
powered by Upstart AI.
Mainland Investment Auto now works with Upstart, the AI lending marketplace. Apply online in a few minutes, then pick your vehicle with our team.
- Secure application hosted by Upstart
- Apply from your phone
- Se habla español
How it works
Three steps. One smart application.
- 01
Apply online with Upstart
A short, secure application from your phone or computer. No vehicle needed to start.
- 02
Upstart reviews it with AI
Upstart's model looks at more than a credit score to find financing options for you.
- 03
Drive it home
Choose your vehicle, test drive it and finish the paperwork with our finance team.
FAQ
Upstart questions
Everything you need to know before you apply. Still curious? Our team is one call away.
01Is this the only way to apply?
No. Upstart is an additional financing option. Our regular Mainland Investment Auto credit application is still available.
02What is Upstart?
Upstart is a lending marketplace that uses artificial intelligence to help evaluate credit applications. It partners with dealerships so you can apply online.
03Do I need to choose a vehicle first?
No. You can submit the application first and pick your vehicle afterwards — online or with our team at the dealership.
04Will applying affect my credit?
Upstart explains the type of credit inquiry and its disclosures inside the application before you submit it. Please read them before continuing.
05Can I get help in Spanish?
Yes. Our team speaks Spanish and can walk you through the application by phone or in person.
Financing is offered through Upstart and is subject to credit review and approval by the lender; terms vary. The application is hosted by Upstart Network, Inc. Upstart and the Upstart logo are trademarks of Upstart Network, Inc., used here to identify a lending partner of Mainland Investment Auto.